Equal Positions in the 100 Largest S&P 500 Companies

Voya Corporate Leaders® 100 Fund Quarterly Commentary - 4Q25

Key Takeaways

For the quarter ended December 31, 2025, the Voya Corporate Leaders 100 Fund outperformed its benchmark on a net asset value (NAV) basis, the S&P 500 Index (the Index).

During the quarter, the Fund continued to follow its strict rules-based investment approach.

At the beginning of the quarter, the Fund held equal-weighted positions in the stocks of the S&P 100 Index (implying that each holding represented about 1% of the portfolio).

Over the course of the quarter, if the value of a security increased by more than 50%,* the position size was reduced to 1%, and if the value of a security decreased by more than 30%,* the position was eliminated.

A rules-based strategy designed to exploit market inefficiencies in a disciplined systematic manner.

Portfolio review

U.S. equity markets closed 4Q25 on a positive note, driven by moderating inflation and robust earnings. The S&P 500 Index advanced 2.66%, and the technology-heavy Nasdaq Composite gained 2.57%. The healthcare and communications services sectors led, while real estate and utilities sectors lagged. Large cap stocks beat small cap stocks, and value outperformed growth stocks. 

U.S. bonds advanced during the quarter, with the Bloomberg U.S. Aggregate Bond Index returning 1.10% supported by moderating inflation and U.S. Federal Reserve easing. The 10-year U.S. Treasury yield rose and finished at 4.18%.

Over the reporting period, stock selection in financials, industrials, and health care contributed to performance. An overweight allocation to health care and underweight to information technology also contributed to performance. On an individual stock level an underweight to Microsoft Corp. and overweight positions in General Motors Co. and Advanced Micro Devices, Inc. contributed to performance. 

By contrast, stock selection in communication services, materials, and consumer staples sectors detracted from performance. An overweight to consumer staples and an underweight to communication services detracted from performance. Among the largest individual detractors for the period were the underweight positions to the combined shares of Alphabet Inc. and Apple Inc., and not owning Micron Technology, Inc. 

As of the end of the reporting period, the Fund’s largest sector overweight was to the health care sector, while the largest sector underweight was information technology. Sector exposures are purely a function of the strategy’s rules-based investment discipline and are not actively managed.

Current strategy and outlook

The U.S. economy enters 2026 with a foundation of resilience. We expect moderate growth supported by consumer spending and productivity gains, helped by lower rates. The Fed’s recent rate cut reflects heightened concern over labor market softening and confidence that tariff-driven inflation pressures will fade. 

While the outlook suggests a soft landing with moderate growth and gradual disinflation, caution is warranted as geopolitical risks and policy uncertainty persist. In addition, broadening of the narrow market leadership beyond mega-cap growth, underpinned by artificial intelligence innovation and corporate investment should support market growth.

Holdings detail

Companies mentioned in this report—percentage of Fund investments, as of 12/31/25: Microsoft Corp. 0.91%, General Motors Co. 1.29%, Advanced Micro Devices, Inc. 0.84%, Alphabet Inc. 1.25%, Apple Inc. 1.04%, and Micron Technology, Inc. 0.00%; 0% indicates that the security is no longer in the Fund. Portfolio holdings are subject to daily change. 

*If a security is underperforming the S&P 500® Index and the S&P 500® Index is positive on an intra-quarter basis, the security will typically be sold when it declines by 30% or more, irrespective of the percentage difference versus the S&P 500® Index. If a security is underperforming the S&P 500® Index and the S&P 500® Index is negative on an intra-quarter basis, the security will typically be sold when it underperforms the S&P 500® Index by 30 percentage points or more. This change went into effect on 5/18/20.

IM5111989

The Standard and Poor's 500 Index is designed to measure performance of the broad domestic economy through changes in the aggregate market value of 500 stocks representing all major industries. The index includes 500 leading companies and covers approximately 80% of available market capitalization. Index returns do not reflect fees, brokerage commissions, taxes or other expenses of investing. Investors cannot invest directly in an index.

All investing involves risks of fluctuating prices and the uncertainties of rates of return and yield inherent in investing. You could lose money on your investment and any of the following risks, among others, could affect investment performance. The following principal risks are presented in alphabetical order which does not imply order of importance or likelihood: Company; Convertible Securities; Credit; Derivative Instruments; Interest Rate; Investment Model; Market; Market Capitalization; Market Disruption and Geopolitical; Other Investment Companies; Preferred Stocks; Real Estate Companies and Real Estate Investment Trusts; Securities Lending. Investors should consult the Fund’s Prospectus and Statement of Additional Information for a more detailed discussion of the Fund’s risks.

The Fund discussed may be available to you as part of your employer sponsored retirement plan. There may be additional plan level fees resulting in personal performance to vary from stated performance. Please call your benefits office for more information.

This commentary has been prepared by Voya Investment Management for informational purposes. Nothing contained herein should be construed as (i) an offer to sell or solicitation of an offer to buy any security or (ii) a recommendation as to the advisability of investing in, purchasing or selling any security. Any opinions expressed herein reflect our judgment and are subject to change. Certain of the statements contained herein are statements of future expectations and other forward-looking statements that are based on management’s current views and assumptions and involve known and unknown risks and uncertainties that could cause actual results, performance or events to differ materially from those expressed or implied in such statements. Actual results, performance or events may differ materially from those in such statements due to, without limitation, (1) general economic conditions, (2) performance of financial markets, (3) interest rate levels, (4) increasing levels of loan defaults (5) changes in laws and regulations and (6) changes in the policies of governments and/or regulatory authorities.

The opinions, views and information expressed in this commentary regarding holdings are subject to change without notice. The information provided regarding holdings is not a recommendation to buy or sell any security. Portfolio holdings are fluid and are subject to daily change based on market conditions and other factors. Past Performance does not guarantee future results  

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