Focusing on High-Quality Companies with Sustainable Growth Trends

Voya Small Cap Growth Fund Quarterly Commentary - 3Q25

Actively managed small cap growth strategy driven by bottom-up fundamental research seeking stocks with superior revenue and earnings potential and sustainable valuations.

Key takeaways

  • Equity markets rebounded in the third quarter of 2025, recovering from April’s tariff-driven volatility and ending well above mid-year levels. Growth outperformed value, led by strong gains in technology and communication services, while consumer staples lagged, remaining the sole sector detractor, driven by early-quarter weakness. Easing inflation, selective rate cuts, and increased demand for safe-haven assets shaped cross-asset dynamics. Higher beta and deep value also participated meaningfully in the rally.
  • For the quarter ended September 30, 2025, the Fund outperformed the Russell 2000 Growth Index (the Index) on a net asset value (NAV) basis, due to stock selection. Positive stock selection in the technology, financials, and consumer staples sectors were the leading contributors to outperformance. An overall negative allocation effect, specifically cash, modestly detracted from performance for the period.
  • As we enter the final stretch of the year, investors face persistent geopolitical tensions, policy uncertainty, and inflation risks. Market leadership is expanding beyond mega-cap stocks, creating opportunities in defensive and cyclical sectors. We aim to remain nimble amid ongoing macroeconomic and market uncertainty.

Portfolio review

For the quarter ended September 30, 2025, the Fund outperformed the Index on a NAV basis, due to stock selection. Positive stock selection in the technology, financials, and consumer staples sectors were the leading contributors to outperformance. An overall negative allocation effect, specifically cash, modestly detracted from performance for the period. 

Top individual contributors included Tower Semiconductor Ltd., Lumentum Holdings, Inc., and Applied Digital Corp.

Tower Semiconductor Ltd. (TSEM) a specialty manufacturer of customized analog semiconductors used in diverse industries including automotive, medical, consumer, and industrial markets. Tower Semiconductor reported 2Q25 revenue of $372.1 million, a 6% year-over-year increase, exceeding estimates. TSEM’s exposure to the continuing artificial intelligence infrastructure buildout, combined with a solid balance sheet and history of developing profitable strategic partnerships makes the stock a solid holding with a meaningful weight in our portfolio, although we are mindful of the valuation expansion. 

Lumentum Holdings, Inc. (LITE), a provider of optical and photonic products utilized in cloud, networking and industrial applications, saw its stock price rise over 70% during the third quarter and was on our list of top-performers yet again. LITE’s Cloud Light data center unit, which supports technologies critical for AI and cloud infrastructure, continued to grow and LITE exceeded company guidance for the fiscal fourth quarter (June 2025) and gave initial 2026 guidance that exceeded consensus estimates. Although we continue to hold the stock and believe LITE is well positioned for continued near and mid-term growth from solid demand, we have trimmed the position given the substantial valuation expansion and higher expectations. 

Applied Digital Corp. (APLD), a company that engages in the development and operation of data centers which provide computing power to both crypto mining, High Performance Computing (HPC) and AI customers, was a top contributor for the third quarter. After adding to the position in early July, the stock more than doubled as expectations of another HPC agreement by the end of the year for its 280MW Harwood, ND site seemed imminent. As APLD continues to reduce build time and pull from an increasingly knowledgeable labor force, we believe the company is well positioned to build additional marketable sites and expand their pipeline. We continue to hold our position. 

Top individual detractors to performance included Bloom Energy Corp., Kura Sushi USA, Inc., and CAVA Group, Inc. 

Bloom Energy Corp. (BE) manufactures and installs solid oxide fuel-cell based power generation platforms which converts standard low-pressure natural gas or biogas into electricity. The stock represented a 1.07% weighting within the Russell 2000 Growth benchmark at the end of the quarter and the stock continued to re-rate up based on strong demand and positioning within the AI power generation segment. We bought the stock during the quarter however our relative underweight (0.76% versus 1.07% at the end of the quarter) detracted from performance during the quarter. We continue to hold the name and recognize the near-term strong demand trends in power generation benefitting BE. 

Kura Sushi USA, Inc. (KRUS), an operator of sushi restaurants emphasizing technology to create a unique customer experience, underperformed for the quarter. Negative sentiment across the restaurant sector coupled with tariff concerns and comparable sales headwinds impacted KRUS stock performance during the quarter. We continue to believe unit development will remain Kura’s most meaningful driver of revenue growth, with annual expansion in excess of 20% square footage growth. However, given the current overall consumer weakness, investor patience has waned. At quarter end we held our position and are monitoring accordingly. 

CAVA Group, Inc. (CAVA) an operator of Mediterranean inspired fast-casual restaurants and producer of select dips, spreads, and dressings, was a detractor. Following disappointing 2Q25 results that saw comparable sales and revenue miss analyst estimates, CAVA cut its full year same-store sales growth forecast. This provided insight into potential 3Q25 softness and investors sold the stock as a result. We trimmed our position during the quarter and continue to hold the name on a short leash.

Current strategy and outlook

Small cap stocks have rallied with the Russell 2000 Growth posting a gain of over 43% since the April 8, 2025 lows, through the end of the third quarter. Even in the face of continued tariff threats, investors and company managements appear to have gained comfort with several tariff deals now in place, although there is still an uncertain outcome with China. In the face of mixed inflationary data that saw a brief reacceleration of headline Consumer Price Index (CPI) and core CPI holding steady in August, several economic reports during the quarter were indicative of a slowing economy. None was more telling than the latest jobs report showing fewer openings and jobs added. This forced the U.S. Federal Reserve to consider their dual mandate and ultimately led to a 25 basis points reduction in the fed funds rate in mid-September, the first since the start of the easing cycle last December.

As it stands today, we believe small caps are poised to continue their move upwards. A Fed easing cycle typically leads to an acceleration in earnings for small caps. Projected earnings growth for small caps is expected to surpass large caps in 4Q25, 2026 and 2027. This favorable backdrop coupled with substantial discounted valuations relative to large caps have ignited a strong small cap rally over the last several months. 

We continue to focus on individual company fundamental factors and seek to identify companies that can grow revenue, expand margins and produce solid cash flow and earnings, all while seeking sustainable valuations. The momentum factor resulting from the ongoing AI theme, combined with Fed easing, has elevated many stock prices and valuations. In this environment, we remain cognizant of the risk versus reward balance within the portfolio and at the individual company level. However, we are starting to see the early signs of a favorable backdrop for some of our more cyclical oriented holdings that can provide substantial “earnings torque” and are currently trading within an attractive valuation bandwidth. 

As mentioned last quarter, we continue to witness unprecedented dynamics within our Russell 2000 Growth benchmark that we have not seen in the last 30 years of managing small cap growth.

Holdings detail

Companies mentioned in this report—percentage of portfolio investments, as of 09/30/25: Tower Semiconductor Ltd. 2.65%, Lumentum Holdings, Inc. 1.19%, Applied Digital Corp. 1.11%, Bloom Energy Corp. 0.89%, Kura Sushi USA, Inc. 0.74%, and CAVA Group, Inc. 0.33%; 0% indicates that the security is no longer in the Fund. Portfolio holdings are subject to daily change.

IM4941819

The Russell 2000 Growth Index is an unmanaged index that measures the performance of smaller U.S. companies with greater-than-average growth orientation. It is a small-cap stock market index that makes up the smallest 2,000 stocks in the Russell 3000 Index.Index returns do not reflect fees, brokerage commissions, taxes or other expenses of investing. Investors cannot invest directly in an index. 


All investing involves risks of fluctuating prices and the uncertainties of rates of return and yield inherent in investing. You could lose money on your investment and any of the following risks, among others, could affect investment performance. The following principal risks are presented in alphabetical order which does not imply order of importance or likelihood: Company; Currency; Environmental, Social, and Governance (Equity); Focused Investing; Foreign (Non-U.S.) Investments/ Developing and Emerging Markets; Growth Investing; Health Care Sector (Focused Investing); Investment Model; Liquidity; Market; Market Disruption and Geopolitical; Other Investment Companies; Securities Lending; Small-Capitalization Company; Technology Sector (Focused Investing). Investors should consult the Fund’s Prospectus and Statement of Additional Information for a more detailed discussion of the Fund’s risks.


The strategy employs a quantitative model to execute the strategy. Data imprecision, software or other technology malfunctions, programming inaccuracies and similar circumstances may impair the performance of these systems, which may negatively affect performance. Furthermore, there can be no assurance that the quantitative models used in managing the strategy will perform as anticipated or enable the strategy to achieve its objective.
The strategy is available as a mutual fund or variable portfolio. The mutual fund may be available to you as part of your employer sponsored retirement plan. There may be additional plan level fees resulting in personal performance that varies from stated performance. Please call your benefits office for more information.Variable annuities and group annuities are long-term investments designed for retirement purposes. If withdrawals are taken prior to age 59½, an IRS 10% premature distribution penalty tax may apply. Money taken from the annuity will be taxed as ordinary income in the year the money is distributed. An annuity does not provide any additional tax deferral benefit, as tax deferral is provided by the plan. Annuities may be subject to additional fees and expenses to which other tax-qualified funding vehicles may not be subject. However, an annuity does provide other features and benefits, such as lifetime income payments and death benefits, which may be valuable to you. All guarantees are based on the financial strength and claims paying ability of the issuing insurance company, who is solely responsible for all obligations under its policies. Insurance products, annuities and funding agreements issued by Voya Retirement Insurance and Annuity Company (“VRIAC”), One Orange Way, Windsor, CT 06095, which is solely responsible for meeting its obligations. Plan administrative services provided by VRIAC or Voya Institutional Plan Services, LLC (“VIPS”). Securities distributed by or offered through Voya Financial Partners, LLC (“VFP”) (member SIPC) or other broker-dealers with which it has a selling agreement. Only Voya Retirement Insurance and Annuity Company is admitted and can issue products in the state of New York.


This commentary has been prepared by Voya Investment Management for informational purposes. Nothing contained herein should be construed as (i) an offer to sell or solicitation of an offer to buy any security or (ii) a recommendation as to the advisability of investing in, purchasing or selling any security. Any opinions expressed herein reflect our judgment and are subject to change. Certain of the statements contained herein are statements of future expectations and other forward-looking statements that are based on management’s current views and assumptions and involve known and unknown risks and uncertainties that could cause actual results, performance or events to differ materially from those expressed or implied in such statements. Actual results, performance or events may differ materially from those in such statements due to, without limitation, (1) general economic conditions, (2) performance of financial markets, (3) interest rate levels, (4) increasing levels of loan defaults (5) changes in laws and regulations and (6) changes in the policies of governments and/or regulatory authorities. 
The opinions, views and information expressed in this commentary regarding holdings are subject to change without notice. The information provided regarding holdings is not a recommendation to buy or sell any security. Portfolio holdings are fluid and are subject to daily change based on market conditions and other factors. Past Performance does not guarantee future results.
 

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