The Retirement Tier: Helping Participants Meet Their Retirement Income Needs
Decoding the decumulation phase requires a range of products and solutions to support participants who are approaching, entering, and in retirement.
Decoding the decumulation phase requires a range of products and solutions to support participants who are approaching, entering, and in retirement.
Improving participant outcomes means going beyond the retirement plan.
Stable value funds and money market funds are often compared in terms of their returns … but only one has had consistent performance over the long term.
The SECURE 2.0 Act of 2022 includes nearly 100 provisions (some required, some optional) related to retirement plans and IRAs that expand participant coverage, help participants preserve income and simplify plan rules and administrative procedures.
American workers are suffering from a decline in confidence that they will be sufficiently prepared for retirement — and they’re looking to their employers for help.
Plan sponsors often find the target date fund (TDF) selection process understandably daunting. Evaluating TDFs is a multi-faceted process that requires a deep dive into the four components of TDF design — glide path design, asset allocation, selecting underlying managers, and portfolio construction.