In 2025, the U.S. economy has shown resilience despite challenges from government policies. While inflation has eased, it remains elevated due to ongoing tariff-related pressures, and the labor market is in a period of low hiring, low firing.

Voya’s investment leaders debate the Fed rate cycle, policy questions, and the widening effect of AI’s massive, global buildout.

Global growth slows under the weight of tariffs, but fiscal stimulus, AI-driven productivity, and corporate strength keep equities in the driver’s seat.

Stable value funds and money market funds are often compared in terms of their returns … but only one has had consistent performance over the long term.

By combining active and passive underlying investments, blended target date funds may enhance potential returns and diversification over passive-only alternatives while keeping overall portfolio expenses low.

Voya launched one of the first target date funds to prepare individuals for retirement. On its 20-year anniversary, we reflect on the journey and look ahead.

The economy’s impressive resilience has helped markets shake off fiscal and geopolitical uncertainties. But while it’s business as usual for some sectors, others are facing a panoply of new challenges, compounded by the accelerating AI revolution. Our experts take a look at how to play this complex new landscape.

We are closely monitoring developments, but our base case is a minimal economic impact, especially with the Fed able to support growth with rate cuts.

Despite significant market volatility and policy shifts, the U.S. economy enters a new paradigm with a solid foundation.

Improving participant outcomes means going beyond the retirement plan.